Accident at work/travelling accident
Definitions
Accident at work
An accident at work is deemed to have occurred if an insured person suffers an accident as a result of an insured activity, usually work. Accidents within the meaning of statutory accident insurance are defined as a sudden event caused by an external influence that results in damage to health or death.
Commuting accident
Commuting accidents are accidents that generally occur on the direct link to an insured activity or on the way home from an insured activity.
All journeys associated with work are also insured.
The responsible accident insurance institution is the
Unfallkasse Nordrhein-Westfalen
Regionaldirektion Rheinland
Postfach 330420
40437 Düsseldorf
Telephone 0211/2808-1
https://www.unfallkasse-nrw.de/
In the event of an accident - What to do?
Accident report
Every accident in which a doctor or hospital is consulted and costs are incurred must be reported to the accident insurance fund as an accident report so that the costs can be covered.
Please submit the accident report and, in the case of a commuting accident, also the commuting accident report via the contact address.